The Smoke and Mirrors of Well being Care Reform for the Elderly
I’m deeply concerned that the American public, specially our nation’s elders, will be relying on our government to provide lengthy term care services they’ll by no means see. They will only see the “smoke and mirrors” of Health Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each overall health sensible and financially. They’re silently discovering the savings they believed would be sufficient is not enough. They’re silently fearful of operating out of dollars with no one to care for them as they turn into far more frail. The silence is about to turn out to be deafening.
Regrettably, when Health Care Reform proudly announced New Lengthy Term Care Services, it discouraged numerous American’s from getting Extended Term Care Insurance.
The New York Instances reported on ‘Options Expand for Very affordable Lengthy-Term Care’ THE NEW OLD AGE. The Associated Press announced ‘New Wellness Care Law Has Rewards for Seniors’. Point getting, the casual reader was relieved to hear their government will “take care of them” when they will need extended term care solutions. We now know that is not about to come about.
Thankfully our representatives in Washington found that Overall health Care Reforms answer to the difficulty of Extended Term Care, “CLASS”, (Community Living Help Solutions and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was anticipated to be raised for the new “extended term care” plan would have been counted as “deficit reduction”. The lengthy term care benefits it was intended to finance were assumed not to materialize in the first ten years. Having said that, that income was not accounted for anywhere in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. Yet Medicare is currently getting problems balancing its books nowadays. Yet, why does the overall health care bill tell us Medicare can operate extra cheaply going forward with out the accompanying reforms?
Our national media gave huge fanfare to the CLASS ACT when it passed. Sadly the media has offered the CLASS ACT’s demise tiny attention. Now what?
Projections show that the federal deficit is anticipated to exceed $700 billion annually over the next decade. This essentially will double the national and $900 billion represents interest on prior debt. Would the CFO of any significant corporation in the United States enable the organization he worked for to end up in this type of financial position? Certainly not.
Our officials in Congress have been elected to safeguard the ideal interests of the American folks. “Robbing Peter to pay Paul”, and as soon as once more printing much more currency, has develop into our government’s mantra for the future. However the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America cannot continue to mismanage its monetary future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will never come about. Proposals for financing overall health reform had been primarily based on far more “smoke and mirrors”. The “Cadillac” tax is scheduled to start in 2018.
The overall health care legislation that has been forced on each and every and each one particular of us is identified to be fiscally unsound. Exactly where do we go from right here? It really is also easy to point the finger at the President and his administration. However Congress owns the duty of passing Well being Care Legislation. And THAT is the issue.
The 535 voting members of Congress shared the responsibility equally. If one particular clear thinking, intelligent, honorable Congressman had the entire duty for Wellness Care Reform, he or she would not have forced a fiscally unsound Overall health Care Reform Bill down our throats.
Now let’s again evaluate how Overall health Care Reform will operate against our senior citizens.
A most recent government report identified that in 2000 there had been 1.eight million readily available nursing residence beds. As the year 2010 came to a close, there have been 1.7 million nursing household beds a net 5 % reduction in available beds. And, there are no new nursing homes becoming constructed.
Nowadays there is significantly less than 1.5 million Americans confined to nursing residences. Reportedly 10 % of these nursing properties are operating under bankruptcy protection. It is well identified that most of these facilities are understaffed and quite a few never have competent aid.
Subsequent, let’s consider that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s soon after age 85 is 50 %. By 2030, they inform us that the quantity of people today age 65 and older with Alzheimer’s disease is estimated to attain 7.7 million, a 50 % raise from the 5.two million age 65 and older at present affected.
The logical query I have to ask is “if we cannot take sufficient care of 1.5 million men and women nowadays, how can we possibly take care of 7.7 million individuals in 2030?” We can’t. Far more simply put, when you or your spouse or your parent has Alzheimer’s, there is no location for them to go. Not to be cruel, but if you ever feel for a moment about taking in an aged parent with Alzheimer’s into your residence, please consider once more. Ask any caregiver who’s been via it. It is Assured to destroy any families’ peace of mind and harmony.
Why aren’t our political leaders actively working on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable issues.
America’s seniors became more hopeful reading that Health Reform will aid them with added Long Term Care services. And 關節保健品 know THAT is not going to happen. There are no plans in spot to assistance our nation’s seniors feel they’ll get the comfort and dignity of adequate extended term care solutions. What is worse is the silence shared by all our political leaders. The silence is now deafening.